We will offer to arrange a pre-approval appointment with a reputable lender to identify your range of affordability and to increase your negotiating strength. A pre-approval will strengthen your position in a competitive situation.
You will benefit from our experience in working with financial institutions to expedite you getting a prompt good-faith estimate from a lender.

The answer depends on your financial situation, your future plans, and what you hope to do for yourself and your family by buying and owning a home.
Check out a basic guide to homeownership and all the things to consider before buying.